Can I pay with my Pakistani card?

Last reviewed 2 October 2026. General guidance, not financial advice: rules and fees change, so confirm with your bank.

Most booking sites we compare are international companies. They charge your card as a foreign payment, so a card that works in Pakistani shops can still be declined. Check these four things before you book.

1. Switch on international online payments

Many Pakistani debit cards come with international online (e-commerce) payments turned off. Turn them on in your bank's app or internet banking, or call the bank's helpline. Some banks have separate switches for "international" and "online", so turn on both.

2. Expect a small tax on foreign card payments

Banks deduct advance tax on card payments made in foreign currency. From 1 July 2026 the rate is 0.5%. If you file tax returns, you can usually claim it back. Ask your bank or tax adviser how it applies to you.

3. Ask about currency conversion fees

If the booking site charges in USD, AED or another currency, your bank converts it and may add a fee. If the site offers to charge in PKR, compare the total before you choose.

4. Know the yearly limit

The State Bank of Pakistan limits how much one person can spend with Pakistani cards abroad and online in foreign currency each year (currently USD 30,000 across all cards). It rarely matters for one ticket, but it can for families booking several.

No international card? Book direct with the airline

Pakistani airlines accept local payment methods on their own websites or offices. Look for "Book direct with the airline" under a fare; it lists the methods that airline accepts, for example Fly Jinnah: cards, NayaPay, 1-Link, pay later and cash at offices.

Before you pay

• Check the final price on the booking site; it can differ from our cached price.
• Check the name matches the passport exactly.
• Read the refund and change rules: see our refund guide.